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You have an insurance solution for risk management, risk transfer and protection—P.ROOFSM Professional Roofing Liability Insurance. It will help you cope with changing contracts and additional exposures.
Coverage highlights: As you can see from the comparison below, coverage is significantly different between commercial general liability and professional liability. Traditional commercial general liability coverage does not provide for errors, contract performance disputes or any other professional liability issues. Holding professional liability coverage assures you have all your bases covered.
| Commercial General Liability | Professional Liability |
| Coverage for bodily, personal and advertising injury; property damage; and compensatory and general damages. | Negligent acts, errors or omissions in performance of professional services; defense; and work done by others. |
Starting premiums: For roofing contractors and consulting firms, and first-time buyers, the self-rating application has premiums starting at less than $5 or $6 per day.
| Class | Fee Revenue | Deductible/Limits | Annual Premium |
| Contractors | <> | $2,500/$250,000 | $1,675 |
| Consultants | <> | $5,000/$250,000 | $2,010 |
To learn more about the NRCA-endorsed professional roofing liability insurance program administered by Norman-Spencer Int'l Inc. and how it can benefit your company, call NSI at (800) 842-3653, ext. 223 or visit www.normanspencer.com. NRCA members and nonmembers are welcome.
